About
Results-driven Banking Officer with proven experience in Retail and Corporate Banking, adept at driving business growth and portfolio quality. Successfully managed and grew diverse customer portfolios, consistently exceeding deposit mobilization and loan disbursement targets while improving loan recovery rates. Expert in customer relationship management, credit analysis, and regulatory compliance, ensuring zero major audit exceptions and strict adherence to banking policies.
Work
LAPO Microfinance Bank
|Retail & Corporate Banking Officer
Nigeria
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Summary
Managed retail and corporate customer portfolios, providing end-to-end banking services while driving business growth and ensuring regulatory compliance.
Highlights
Successfully managed and expanded diverse retail and corporate customer portfolios, consistently achieving growth targets for banking services including account opening and transaction support.
Conducted comprehensive credit analysis and financial assessments for individuals, SMEs, and corporate clients, effectively mitigating risk exposure and ensuring sound lending decisions.
Exceeded deposit mobilization targets through targeted relationship management and strategic initiatives, significantly enhancing branch liquidity and contributing to overall financial stability.
Improved loan recovery rates and minimized portfolio at risk by implementing proactive monitoring, client engagement, and strict adherence to internal policies and regulatory guidelines for loan processing.
Provided tailored financial advisory services, recommending optimal banking products to meet diverse client needs and fostering high customer satisfaction and retention.
Maintained stringent compliance with KYC, AML, and internal control requirements, ensuring zero major audit exceptions and minimizing operational and regulatory risks across all banking operations.
Education
Federal Polytechnic Kaura Namoda
National Diploma (ND) / Higher National Diploma (HND)
Computer Science
Skills
Accounting software operating
Banking Operations
Retail & Corporate Banking Operations, Deposit Mobilization & Account Management, Loan Monitoring & Recovery, Microsoft Office & Banking Applications.
Client Management
Customer Relationship Management, Financial Advisory & Cross-Selling, Customer service excellence.
Risk & Compliance
Credit Analysis & Loan Appraisal, KYC & AML Compliance, Risk Assessment & Portfolio Management, Regulatory & Internal Control Compliance, Ethical banking practices.
Professional Skills
Strong analytical and numerical skills, Excellent communication and interpersonal abilities, Attention to detail and accuracy, Time management and multitasking.
Microsoft office
Excel, Power point, Word.
Software development desktop
Software programmer.